UBA USSD Codes in Nigeria (2026)

UBA’s USSD banking service, known as Magic Banking, allows customers to perform banking transactions directly from their mobile phones without internet access. Whether you want to transfer money, buy airtime, purchase data, check your account balance, pay bills, open an account, or block your account, UBA’s USSD platform makes banking simple and convenient. The service works on all mobile phones and is available 24/7 across Nigeria. This guide covers the most important UBA USSD codes and how to use them in 2026.

In summary; The UBA Magic Banking code in Nigeria is *919#. It allows you to check your account balance, transfer funds, buy airtime, pay bills, and access other banking services without an internet connection. To get started, dial *919# using the phone number linked to your UBA account and follow the prompts to create a secure 4-digit PIN.

What Is the UBA USSD Code?

The official UBA USSD code is:

*919#

This code gives customers access to UBA Magic Banking services, allowing them to perform various banking transactions without visiting a branch or using the mobile app.

How to Register for UBA USSD Banking

Before using UBA USSD banking, you need to activate the service.

Requirements

• An active UBA account.
• A phone number linked to your UBA account.
• A mobile phone with network coverage.
• A transaction PIN.

Registration Steps

1. Dial *919#.
2. Select the registration option.
3. Enter your account details.
4. Create a 4-digit USSD PIN.
5. Verify your details and complete activation.

Once activated, you can access all UBA USSD services anytime.

UBA USSD Codes and Their Functions

Service	USSD Code
Main Menu	*919#
Check Balance	91900#
Buy Airtime (Self)	919Amount#
Buy Airtime (Others)	919PhoneNumber*Amount#
Buy Data	91914#
Transfer to UBA Account	9193AccountNumberAmount#
Transfer to Other Banks	9194AccountNumberAmount#
Open Account	*919#
Block Account	919911#
Check BVN	5650#
Flight Payments	91912#

These are some of the most commonly used UBA banking codes in Nigeria.

UBA Transfer Code

UBA allows customers to send money to both UBA accounts and other Nigerian banks.

Transfer to Another UBA Account

Dial:

*919*3*AccountNumber*Amount#

Example:

*919*3*1234567890*5000#

Follow the prompts and enter your PIN to complete the transaction.

Transfer to Other Banks

Dial:

*919*4*AccountNumber*Amount#

Example:

*919*4*0123456789*5000#

Confirm the beneficiary and authorize with your PIN.

UBA Airtime Recharge Code

UBA customers can buy airtime directly from their bank accounts.

Airtime for Yourself

Dial:

*919*Amount#

Example:

*919*1000#

This purchases ₦1,000 airtime for your registered phone number.

Airtime for Another Person

Dial:

*919*PhoneNumber*Amount#

Example:

*919*08012345678*500#

The airtime will be credited to the specified phone number.

UBA Data Purchase Code

To buy mobile data:

*919*14#

Follow the prompts to select your network and preferred data bundle.

Buy Data for Another Person

Dial:

*919*14*PhoneNumber#

Then follow the instructions displayed on your screen.

UBA Balance Check Code

To check your UBA account balance:

*919*00#

Enter your PIN if prompted.

Your account balance will be displayed instantly.

UBA Account Opening Code

UBA allows customers to open an account through USSD.

Steps

1. Dial *919#.
2. Select Open Account.
3. Follow the prompts.
4. Complete the registration process.

You can open a basic UBA account without visiting a branch.

UBA Code to Block Account

If your phone is stolen or you suspect unauthorized access, you can block your account immediately.

Dial:

*919*911#

Follow the prompts to deactivate your mobile banking profile and secure your account.

UBA BVN Code

To check your Bank Verification Number (BVN):

*565*0#

The BVN will be displayed on your phone screen. Standard network charges may apply.

UBA Flight Payment Code

UBA customers can book and pay for flights through USSD.

Dial:

*919*12#

Then:

1. Select your airline.
2. Enter passenger details.
3. Confirm payment.

This service supports multiple local and international airlines.

Benefits of UBA USSD Banking

No Internet Required

Transactions can be completed without mobile data or Wi-Fi.

Available 24/7

Customers can access banking services anytime and anywhere.

Works on All Phones

UBA USSD banking supports both smartphones and feature phones.

Secure Transactions

PIN authentication helps protect customer accounts from unauthorized access.

Common UBA USSD Problems

USSD Code Not Working

Possible causes include:

• Poor network signal.
• Using a phone number not linked to your UBA account.
• Temporary network downtime.

Incorrect PIN

Multiple incorrect PIN attempts may temporarily restrict access.

Transfer Failure

Verify account details and ensure sufficient funds are available before retrying.

Frequently Asked Questions

What is the UBA USSD code?

The official UBA banking code is *919#.

How do I check my UBA account balance?

Dial *919*00# and enter your PIN if required.

What is the UBA transfer code?

For UBA accounts, dial *919*3*AccountNumber*Amount#. For other banks, dial *919*4*AccountNumber*Amount#.

How do I buy airtime from UBA?

Dial *919*Amount# for yourself or *919*PhoneNumber*Amount# for another person.

How do I block my UBA account?

Dial *919*911# and follow the instructions.

Conclusion

UBA’s *919# Magic Banking platform remains one of the most convenient ways to access banking services in Nigeria without internet access. From transfers and airtime purchases to balance checks, account opening, data subscriptions, and account security management, the platform provides a complete banking solution directly from your mobile phone. By using the correct USSD codes and keeping your PIN secure, you can carry out everyday banking transactions quickly and safely in 2026.