Jaiz Bank USSD Codes in Nigeria (2026)
Jaiz Bank’s USSD banking service allows customers to perform banking transactions directly from their mobile phones without internet access. Whether you want to transfer money, buy airtime, check your account balance, pay bills, or manage your account, you can do so easily using Jaiz Bank’s USSD code.
The official Jaiz Bank USSD code is:
*773#
The service works on MTN, Airtel, Glo, and 9mobile and is available on both smartphones and basic mobile phones.
What Is Jaiz Bank USSD Banking?
Jaiz Bank USSD Banking is a mobile banking platform that enables customers to access banking services through short codes.
Using the service, customers can:
- Transfer money
- Check account balances
- Buy airtime
- Purchase data
- Pay bills
- Open accounts
- Retrieve account information
- Manage banking transactions
The service is available 24 hours a day without requiring internet access.
Main Jaiz Bank USSD Code
The primary Jaiz Bank USSD code is:
*773#
Dialing this code opens the main banking menu where customers can access available services.
Complete List of Jaiz Bank USSD Codes (2026)
| Service | USSD Code |
|---|---|
| Main Banking Menu | *773# |
| Check Account Balance | 7730# |
| Transfer Money | 773Amount*AccountNumber# |
| Airtime for Self | 773Amount# |
| Airtime for Others | 773Amount*PhoneNumber# |
| Buy Data | 7734# |
| Pay Bills | 7732# |
| Open Account | 7731# |
| Block Account | 773911# |
| Retrieve BVN | 5650# |
How to Register for Jaiz Bank USSD Banking
Before using the service, you must activate it.
Step 1
Dial:
*773#
Step 2
Select the registration option.
Step 3
Verify your account details.
Step 4
Create a secure transaction PIN.
Step 5
Confirm your PIN.
Once registration is completed successfully, you can begin using Jaiz Bank USSD banking.
How to Check Your Account Balance
To check your account balance:
Dial:
*773*0#
Enter your transaction PIN when prompted.
Your account balance will be displayed on your screen instantly.
How to Transfer Money
Jaiz Bank customers can transfer money to Jaiz Bank accounts and other Nigerian banks.
Dial:
*773AmountAccountNumber#
For example:
*77350000123456789#
Follow the prompts to confirm the recipient details and authorize the transaction.
How to Buy Airtime for Yourself
To recharge your own phone:
Dial:
*773*Amount#
For example:
*773*1000#
The airtime will be credited immediately.
How to Buy Airtime for Another Person
To buy airtime for someone else:
Dial:
*773AmountPhoneNumber#
For example:
*77350008031234567#
The airtime will be delivered instantly.
How to Buy Data
To purchase a data bundle:
Dial:
*773*4#
Then:
- Select your network
- Choose a data plan
- Confirm payment
The data subscription will be activated after successful payment.
How to Pay Bills
To pay bills using Jaiz Bank USSD:
Dial:
*773*2#
You can pay for:
- Electricity bills
- Cable TV subscriptions
- Internet services
- Utility payments
- Other supported services
Follow the prompts to complete the transaction.
How to Open a Jaiz Bank Account
New customers can open a Jaiz Bank account directly from their phones.
Dial:
*773*1#
Follow the instructions and provide the required details.
After successful registration, your account details will be sent to you.
How to Retrieve Your BVN
To check your BVN:
Dial:
*565*0#
Your Bank Verification Number will be displayed on your screen. Network charges may apply.
How to Block Your Account
If your phone is stolen or compromised:
Dial:
*773*911#
Follow the prompts to block your account and prevent unauthorized transactions.
Benefits of Jaiz Bank USSD Banking
There are several advantages to using Jaiz Bank USSD banking.
No Internet Required
Transactions can be completed without mobile data.
Available 24/7
The service works throughout the day and night.
Fast Transactions
Most transactions are completed within seconds.
Works on All Phones
The service supports both smartphones and feature phones.
Secure Banking
Transactions are protected with a transaction PIN.
Convenient Access
Customers can bank from virtually anywhere.
Easy Airtime Purchase
Airtime and data can be purchased instantly.
Quick Transfers
Funds can be sent to bank accounts across Nigeria quickly.
Common Problems and Solutions
Incorrect PIN
Repeatedly entering the wrong PIN may temporarily restrict access.
Solution: Contact Jaiz Bank customer support.
Insufficient Funds
Transactions may fail if your account balance is low.
Solution: Fund your account and try again.
Network Issues
Poor network coverage may interrupt USSD sessions.
Solution: Move to an area with better signal strength.
Session Timeout
USSD sessions expire after a short period of inactivity.
Solution: Dial the code again and complete the transaction promptly.
Unregistered Phone Number
The service works best on the number linked to your Jaiz Bank account.
Solution: Update your details with the bank if necessary.
Frequently Asked Questions (FAQs)
What is the Jaiz Bank USSD code?
The official Jaiz Bank USSD code is *773#.
How do I check my Jaiz Bank account balance?
Dial *773*0# and enter your PIN.
How do I transfer money using Jaiz Bank USSD?
Dial *773AmountAccountNumber# and follow the prompts.
How do I buy airtime from my Jaiz Bank account?
Dial *773*Amount#.
How do I buy airtime for another person?
Dial *773AmountPhoneNumber#.
How do I buy data using Jaiz Bank USSD?
Dial *773*4# and choose your preferred data bundle.
Can I open a Jaiz Bank account using USSD?
Yes. Dial *773*1# and follow the registration instructions.
How do I block my Jaiz Bank account?
Dial *773*911# and follow the prompts.
Does Jaiz Bank USSD banking require internet access?
No. The service works without internet connectivity.
Can I use Jaiz Bank USSD on MTN, Airtel, Glo, and 9mobile?
Yes. The service works across all major Nigerian mobile networks.
Conclusion
Jaiz Bank’s *773# USSD banking platform provides customers with a fast, secure, and convenient way to access banking services in Nigeria. Customers can transfer money, buy airtime, purchase data, pay bills, check account balances, open accounts, and manage their finances without internet access. Available 24/7 and compatible with all major Nigerian networks, Jaiz Bank USSD banking remains a reliable banking solution in 2026.
